What costs are typically involved?
When searching for care services to support yourself or your loved ones, it's crucial to understand both the services offered and the associated costs. While exploring care options, it's important to consider all financial aspects as each provider and care home can vary greatly.
Here are some examples from some homecare providers:
Higher charges for 'peak' time care visits
Higher charges at weekends
Charging for an hour, but only providing 10-30 minutes of care
Advertising 'from' prices, but charging more when the care service involves certain aspects of care such as personal care
Travel charges in addition to the normal rates
How much is Care at Home?
The Homecare Association’s new calculation for the Minimum Price for Homecare in England is £28.53 per hour, effective from April 2024, when the UK’s statutory National Living Wage increases. This can be viewed here.
Source: Homecareassociation.org.uk
How much is a Care Home?
The cost of a care home varies according to where you live in the UK.
If you are paying for your own care, the average weekly cost of a residential care home in the UK is £1,160, while average fees at a nursing home cost £1,410 per week.
For self-funders, the monthly average cost of residential care is £4,640, which is £60,320 a year. Those paying for their own nursing care in a care home an expect to pay an average of £5,640 a month, equating to £73,320 a year.
The costs do vary from each care home and our research indicates it can start from £980 to £1645 per week for residential care.
Nursing care is more expensive than residential care and care homes that offer specialist care, such as dementia care, tend to charge a higher fee.
Source: CareHome.co.uk (here)
Navigating the complexities of funding care can be challenging, and it may not always be clear where to find the necessary information. At Horizons Homecare, we provide comprehensive guidance to help you understand the various financial support options available to you. Our resources are designed to simplify this complex area and assist you in making informed decisions about funding your care.
For more information and support, Contact us.
Funding and financial support
Investigating your options for government financial support through your local authority social services, charity organisations or NHS funded care is a great place to start.
There are a few options for receiving financial support (if you qualify).
You may be entitled to funding via your local authority. Anyone who requests public funded social care must undergo a needs assessment and a means test, and only those with highest needs and the lowest financial assets are likely to receive support. However, we have found that the assessments change over time and it is more likely that you will receive funding depending on the amount of money and/or assets you have. For more information, please contact your local authority or search your local authority's website.
Another option is funding via the NHS (Continuing Health Care). To qualify for Continuing Healthcare funding, it must be proven that you have a 'primary health need'. This means that your care requirements are primarily for healthcare, rather than social or personal care needs. This is usually judged via a two-step assessment process; a Checklist followed by a Full Assessment. A full assessment is usually triggered when an individual 'passes' a screening stage using the Continuing Healthcare Checklist. The assessment will be coordinated by the CHC team at your local NHS Integrated Care Board (ICB), or a third party who have been commissioned to do this on their behalf.
No need to panic, this is something we can help you access when you are one of our clients. Although the processes can take a long time, if accepted you should also be entitled to backdated payments from when your care started.
How much do Horizons Homecare charge?
Our goal is to make the financial side of care as easy as possible to manage. We will almost certainly be the cheaper alternative to a Care Home and in most cases, we are the cheapest provider when it comes to higher quality care in your own home!
Our competitors charge between £32 - £39 per hour, and we are definitely cheaper than that!
Horizons Homecare charges explained:
We don't have any 'hidden costs'
No higher rates for 'peak' times
We don't charge more for weekend visits
We don't charge you mileage (unless travel is required during a care visit)
We will never charge you for a full visit and stay for a lesser amount of time.
Speak to Horizons Homecare - We are only a phone call away!
Enquire
We'll visit you
Care starts
It is that simple.
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